Decent money shops provide safe & affordable services that are financial people on low incomes in Victoria, Southern Australia & Queensland.

We have been a community-focused initiative supplying safe & affordable monetary solutions.

We provide help through:


Loans of between $300 – $1,500 for important products or services such as for example fridges, washers or training costs

StepUP Loans

Low interest rate loans of between $800 – $3,000 with no charges and repayment that is affordable


Totally totally totally Free and confidential monetary counselling solutions for anyone experiencing monetary trouble.


Simple vehicle and articles insurance coverage with versatile re payment options.


Buy a washing that is new or other sorts of home appliance that you might want, such as for example a refrigerator or computer.

Health Costs

Pay money for the things you ought to continue to be healthy, including visits towards the medical practitioner or dentist, also brand new spectacles.

Education Expenses

Protect the expense of school or TAFE fees, laptop computers, publications or any other items you’ll want to make a popularity of learning.

Cars & Automobile Repairs

Purchase a car that is second-hand or even to purchase repairs when money’s tight.

How Exactly Does It Work?

Step One


Check into that loan by either dropping in, calling your store that is nearest, or filling in our online enquiry kind.


Your application for the loan is examined.

Step 2

Step Three


You might be informed for the results of your loan agree and application to repayment terms.

Just What Our Clients Say:

“Having an automobile changed every thing, we tell everyone else i understand about StepUP loans. ”

“It puts you on a par with everyone and gives you use of reasonable and affordable finance. ”

“This loan implies that those ambitions are one step nearer to becoming a real possibility I really like. – We can’t wait to own employment and a vocation doing one thing”

“I’ve recommended NILS and decent Money to many individuals. We find individuals don’t understand about any of it, but it surely is a better choice than other things there is. ”

“StepUP helped me personally away from a bad financial predicament and to begin with a brand new life with my household. ”

Good Money offers small loans for the items you actually need.

Supported by:


Decent money is a joint community partnership between Good Shepherd Microfinance, nationwide Australia Bank (NAB) therefore the State Governments of Victoria, Queensland and Southern Australia.

Our hearts and thoughts head out to any or all impacted straight or indirectly because of the
coronavirus pandemic.

No Interest Loans (NILS) for anyone adversely influenced by the coronavirus will soon be made available. Nevertheless, anyone needing instant support can submit an application for a NILS loan through our current system, even though this loan has narrower requirements and is maybe perhaps not for bills. For monetary counselling, please go to the National Debt Helpline at

Please be aware which our decent money shops are temporarily closed to cut back danger to consumers, the community and staff.

Goldman, JetBlue Form Teams On Installment Loan Item

Two times after JetBlue stated it might temporarily combine solution in five U.S. Urban centers, this new York flight has accompanied Goldman Sachs to provide an installment loan item.

CNBC stated that the worldwide monetary services business established MarcusPay this week, permitting users to disseminate big-ticket acquisitions across monthly premiums.

Marcus, the consumer that is online-only and financing supply of Goldman Sachs, provides signature loans without any belated costs as much as $10,000, with prices which range from 10.99 to 25.99 % at terms from 12 to eighteen months, relating to its site.

As it is the outcome for the majority of other loan providers, the absolute most creditworthy candidates be eligible for the cheapest prices and longest loan terms, Marcus said.

While less clients are scheduling flights at this time, MarcusPay could act as a repayment selection for vacationers who reserve packages into the autumn, CNBC reported. The Goldman and JetBlue deal was at the works ahead of the coronavirus pandemic put a conclusion to many airline travel.

“During this time around, our # 1 concern could be the safety and health of y our customers, ” Abhinav Anand, mind of customer loans for Marcus, told CNBC.

The service that is new enable JetBlue clients to “buy what counts to them, whenever it matters, also to shell out the dough in equal re payments without any charges or upfront re re re payment, ” Anand stated.

Partnerships along with other firms are anticipated to follow along with.

With its review, NerdWallet said Marcus is amongst the most readily useful loans that are personal the kinds of good credit, debt consolidating and loans from banks.

The deal follows JetBlue’s announcement so it has temporarily consolidated service in Boston, l. A., Nyc, bay area and Washington, D.C. Between April 15 and June 10.

The brand new routine comes amid accurate documentation drop-off in traveling once the nation handles stay-at-home orders during COVID-19. The flight has recently told clients they intend to reduce its traveling community by 80 percent day-to-day in April.

“We face brand new challenges each day and can’t hesitate to make the steps essential to reduce our expenses amid considerably dropping demand so we are able to emerge with this unprecedented time as a very good business for the clients and crewmembers, ” said Scott Laurence, Jet Blue’s mind of income and preparation.

Last autumn, PYMNTS stated that Marcus, established in 2016, destroyed $1.3 billion despite purchasing startups and building call centers in Utah and Texas, in line with the Wall Street Journal.


Join PYMNTS CEO, Karen Webster with panelists from PSCU, BECU and PenFed on April 14th at 11:30 am ET to dissect a wave of innovation that’s reinventing the credit union as we know it tuesday. The panel will explore revelations through the latest PYMNTS “Credit Union Innovation Index” and appearance at the way the credit union sector is giving an answer to the crisis that is COVID-19 people. Find out how changes towards the CU landscape are changing that sector as Webster and decision-makers that are top “360° of Credit Union Innovation. ”